Bait and switch pricing then fraud

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 26, 2017

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Insurance Question from Carmel, NY

Asked on 07/26/2017

Bait and switch pricing then fraud Progressive Insurance quoted me a monthly price for my car and truck. At the end of the first moth they raised my rate from $110 to $170 their reason was I don't live at the address listed. I have lived here for 11 years. I provided utility bills bank records drivers license and SSI documents. They said these were not good enough and canceled my insurance leaving me with no insurance and no use of my vehicles for days. I live in rural NY with no public transportation so I was housebound until Monday and a ride came for me. When I questioned them they sent me a registered letter plus all their other normal mail to this address. If I do not live here according to them why send a registered letter here and NOT the other address? When I accused them of fraud and took it to social media they called the police and sent them to this address. No charges were filed but told I'm annoying Progressive I have called every day asking for a refund, knocked them on every form of social media and now want to file a small claims suit against them I'm on a fixed income and disabled but still hate to be laughed at and told they have the final say. My question do I have a legal right to claim fraud and how do I go about it? Just a side note Progressive has over 16,000 complaints many for the same issues or so the web saysThank you in advance for your time

Answer given on July 28, 2017

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