At fault drivers ins company is saying I couldn’t be hurt because the value of damage to my car is low

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 13, 2012

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Insurance Question from San Francisco, CA

Asked on 07/13/2012

At fault drivers ins company is saying I couldn’t be hurt because the value of damage to my car is low Wy would they say this? My back and neck didn't hurt before the accident.

Answer given on July 13, 2012

Insurance companies will investigate an accident and will often presume that due to low damage to a vehicle that injuries claimed might not be totally true. Unfortunately, many people try to collect for injuries falsly when there is an accident, and insurance companies are taking a hard line on these claims.You should be sure that you have substantiated medical evidence of your injuries. This can be with an MD or a chiropractor. While many people do not think chiropractors are doctors, they can determine if there is a misalignment in your neck and or back that would account for your pain or injuries. An xray can also show the misalignment. These can be from an MD or a chiropractor.Explain to the adjuster of your pain and tell him if you have xrays or other evidence to back up the claims. Depending upon the amount you are attempting to collect, they may be willing to offer a settlement to you.

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