What is the potential liability for an accident caused by an underage unlicensed driver?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What is the potential liability for an accident caused by an underage unlicensed driver?
My daughter is 17, soon to be 18. She does not have her drivers license. Her best friend allowed her to drive his car. While pulling into the driveway she hit a friend’s truck. The truck was pushed into a utility gas line. There was damage done to the car she was driving, the gas line, and the truck. The car she was driving has insurance. Will that cover her since the owner was aware she didn’t have her license? The truck is still in the previous owner’s name; the state has it and is taking along time to process it. Does the previous owner get the money? Or current owner?
Asked on August 25, 2011 Illinois
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 13 years ago | Contributor
If your daughter who does not have a driver's license was negligent in causing the accident and the resulting damages, she could be held responsible for the degree (percentage) that her negligence caused the resulting damages in the end and be responsible for such dollar amount should the individual's whose property was damaged decide to sue her or their insurance carriers under "subrogation laws" could file suit against your daughter for damage payments.
Potentially your daughter's best friend could be liable for negligence as well for letting an unlicensed driver drive the car causing the damage.
In all likelihood the insurance carrier for the car that caused all the problems (driven by your daughter) will end up paying off all of the damage claims to the owners of the property damaged assuming there is adequate coverage for what happened.
Good question.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.